Deposits
PayID bank transfer, Visa, Mastercard, and PayPal are free. Deposits by bank transfer and card are instant; PayPal deposits arrive within 24 hours.
With Steadfast Cargence you know the possible costs before you begin trading. We state the minimum initial deposit, the core fees, trading costs, and the conditions for deposits and withdrawals in plain numbers, in Australian dollars, with nothing tucked away in footnotes.
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Your personal manager will call you within 24 hours.
Three plans, one platform. The deposit figure for each plan is the minimum starting capital allocated to trading activity, not a membership fee.
| Feature | Basic | Advanced | Premium |
|---|---|---|---|
| Recommended for | Those just starting out | More experienced traders | Users with the largest transaction volumes |
| Minimum starting capital | A$400 | A$2,500 | A$8,000 |
| Market monitoring | ✓ | ✓ | ✓ |
| AI-based instruments | ✓ | ✓ | ✓ |
| Market alerts | Essential | Extended | Individual |
| Analytics resources | Essential | Extended | Full access |
| Learning materials | ✓ | ✓ | ✓ |
| Payment type and term | One-time deposit, funds withdrawable | One-time deposit, funds withdrawable | One-time deposit, funds withdrawable |
| Support | Online + personal manager | Priority + personal manager | Individual + personal manager |
| Monthly platform fee | A$0 | A$0 | A$0 |
| Access to the platform | ✓ | ✓ | ✓ |
| Next step | Create Free Account | Create Free Account | Create Free Account |
Important: we charge no monthly fee for access to the platform. The amount stated for each plan is the initial capital allocated to trading activity, not a membership or subscription charge. Trading commissions and other applicable costs are disclosed separately below and always shown before a transaction is confirmed.
| Cost type | Fee / cost |
|---|---|
| Account opening | Free |
| Account maintenance | Free |
| Custody of funds | Free |
| Trading commission | Up to 0.58% per transaction |
| Currency conversion | Up to 1.50% |
| Foreign exchange spread | From 0.8 pips |
| Inactivity fee | Free |
The applicable fee is disclosed before a transaction is confirmed. Spreads vary with the asset, liquidity, volatility, and current market conditions.
| Additional cost | Description |
|---|---|
| Digital asset network fees | May apply when moving cryptocurrency assets across their payment networks. |
| Payment provider fees | May be charged by a third-party payment provider for specific methods. |
| Currency conversion | May apply to operations in a currency other than the account currency. |
| Asset-specific or service costs | May be applied by brokers or other partners depending on the asset or service chosen. |
All applicable fees, if any, are displayed before a transaction is confirmed. Steadfast Cargence applies no hidden charges.
PayID bank transfer, Visa, Mastercard, and PayPal are free. Deposits by bank transfer and card are instant; PayPal deposits arrive within 24 hours.
All withdrawal methods are free and normally complete within 1 to 3 business days. Requests are actioned during support hours, Monday to Friday, 8:30 to 17:30 AEST.
The minimum first deposit matches your plan: A$400 Basic, A$2,500 Advanced, A$8,000 Premium. Method-specific limits are shown on the payment screen before you confirm.
Fees listed on this page are stated in Australian dollars and are the complete set of platform charges at publication. If a fee ever changes, this page changes with it before the new fee applies to your transactions. Full payment details live on the Deposit and Withdrawal Methods page, and the rules for withdrawals on the Withdrawal Policy page.